Embedded in your platform, Finley connects every account, benefit, and goal into one complete picture — and surfaces the right action, at the right moment, for every user.
Your users have every financial benefit they need. Most never use them.
Your users' financial life isn't just their bank balance. It's the 401k match they're not claiming. The EWA they don't know exists. The cashflow shortfall coming Friday. The subscription they forgot about. Money doesn't exist in a vacuum — it's the total sum of income, debts, benefits, and obligations all at once. Finley connects all of it and tells users what it means, before they think to ask.
Your platform. Your users. Finley Intelligence inside.
This is what intelligence looks like.
A real answer, grounded in your user's actual numbers — their paycheck, their benefits, their debt, their goals — surfaced before they think to ask.
Meet Finley
One complete picture.
Every decision, made clearer.
Bank-level security meets privacy-first architecture.
Data protection and transparency are the #1 factors consumers say would increase their trust in AI financial tools. We built for both from day one.
Ready to bring financial intelligenceto your platform?
Whether you're building inside an HCM platform, a bank, a retirement product, or a large employer — Finley Intelligence embeds into what you're already building. Half of consumers already say managing money without AI feels outdated. Let's figure out what that looks like for you before your users go elsewhere.
Frequently asked questions
Everything employees and employers ask about Finley.
What is Finley?
Finley is an AI-powered financial wellness benefit. Employers provide it to their teams, and every employee gets a proactive money coach available 24/7. Finley connects to your accounts, reads your transaction history, and surfaces personalized insights, with no manual budgeting required.
How does Finley work?
Finley securely connects to your bank, credit card, and investment accounts with read-only access. It reads your recent transaction history, learns your patterns, and proactively tells you what is happening with your money. You can ask Finley anything, anytime, and it answers in plain language without judgment.
Does Finley cost employees anything?
No. Finley is purchased by your employer and provided to you at no cost. There is nothing to buy and no subscription on your end.
Is my financial data safe with Finley?
Yes. Finley uses read-only access, which means it can see your accounts but cannot move money. Your data is protected with bank-level 256-bit encryption, and Finley does not sell your data to third parties. Finley keeps your individual financial information private.
How is Finley different from a budgeting app?
Most budgeting apps wait for you to set up categories and track spending yourself. Finley does the opposite. It analyzes your transactions automatically and comes to you with insights and alerts, so there is no budgeting, no spreadsheets, and no setup work to keep up with.
How is Finley different from a financial advisor?
A financial advisor is occasional, scheduled, and often focused on investments. Finley is always on. It helps with the everyday money questions that come up between meetings, like cash flow, saving, debt, and getting the most from your benefits, and it is there the moment you need it.
What benefits can Finley help me get the most from?
Finley helps you make the most of the benefits you already have, including your 401(k) match, your HSA, and your health plan choices. It can flag, for example, when you are leaving employer 401(k) match money on the table.
Do I have to create a budget to use Finley?
No. Finley reads your actual transactions and does the analysis for you. You get a clear picture of your money and what to do next without building or maintaining a budget.
How quickly can an employer launch Finley?
In days, not months. Finley is mobile-first and does not require heavy IT work or complex integrations, so HR teams can roll it out to employees quickly.
What devices can I use Finley on?
Finley is available on iOS, Android, and the web, so you can talk to it wherever you are.
